LATEST INSIGHTS
Articles
LATEST INSIGHTS
Articles
Neobanks win by having a tailored product focus
Neobanks are built on latest technology stacks and focus relentlessly on solving specific customer needs. Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s why banks will embrace [...]
Open banks go beyond banking
Open banks branch out into adjacent sectors with the aim to acquire more users and to cross-sell financial products. Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s [...]
How banks win in the digital era
Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s why banks will embrace more diversified strategies that are tailored to meet the needs of specific customer segments. The [...]
Are current fintech business models sustainable?
Fintech has become one of the most sought-after sectors for investors and venture capitalists. Fueled by cheap capital, most consumer-focused fintech startups prioritise expansion and user acquisition over profitability. However, will they ever turn their large customer base [...]
Recapping fintech conference Finovate Europe 2020
Our key takeaways from one of Europes leading digital banking conferences, Finovate Europe 2020. Last week, on February 11-13, leading experts on fintech, banking and insurance gathered in Berlin to provide their take on [...]
Global banking and fintech signals – January 2020
Goldman Sachs makes a big bet on digital services, Visa fortifies its network of networks strategy and BBVA sells chocolate on Amazon. Our monthly commentary and curation of market signals within the fintech and [...]
Global banking and fintech signals – December 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial services. What holds legacy banks back to innovate as [...]
Global banking and fintech signals – November 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial services. Move fast and break things? How to destroy [...]
Challenging giants
When CEO Wouter Verschuren took over the reins of Istec from his father Dé Verschuren, Wouter set his vision on growing the business by taking on the global competitors and launching the company into new geographical markets. Wouter [...]
Is every brand a bank these days?
As the entry barrier to the banking segment decreases, a growing cohort of companies branch out into banking-like services with the aim to extract additional revenue from their existing customer base. Fintech is here to stay Fintech, i.e. [...]
Global banking and fintech signals – October 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial services. Techcrunch: Uber Money is Uber’s new team focused [...]
How ING is innovating its way to the bank of the future
In cooperation with Holland Fintech, Accenture and others we recently released a report on the Dutch banking innovation ecosystem. Based on Ross Republic’s project work with several international banks, we provided an outsiders’ view on how Dutch banks [...]
Neobanks win by having a tailored product focus
Neobanks are built on latest technology stacks and focus relentlessly on solving specific customer needs. Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s why banks will embrace [...]
Open banks go beyond banking
Open banks branch out into adjacent sectors with the aim to acquire more users and to cross-sell financial products. Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s [...]
How banks win in the digital era
Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s why banks will embrace more diversified strategies that are tailored to meet the needs of specific customer segments. The [...]
Are current fintech business models sustainable?
Fintech has become one of the most sought-after sectors for investors and venture capitalists. Fueled by cheap capital, most consumer-focused fintech startups prioritise expansion and user acquisition over profitability. However, will they ever turn their large customer base [...]
Recapping fintech conference Finovate Europe 2020
Our key takeaways from one of Europes leading digital banking conferences, Finovate Europe 2020. Last week, on February 11-13, leading experts on fintech, banking and insurance gathered in Berlin to provide their take on [...]
Global banking and fintech signals – January 2020
Goldman Sachs makes a big bet on digital services, Visa fortifies its network of networks strategy and BBVA sells chocolate on Amazon. Our monthly commentary and curation of market signals within the fintech and [...]
Global banking and fintech signals – December 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial services. What holds legacy banks back to innovate as [...]
Global banking and fintech signals – November 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial services. Move fast and break things? How to destroy [...]
Challenging giants
When CEO Wouter Verschuren took over the reins of Istec from his father Dé Verschuren, Wouter set his vision on growing the business by taking on the global competitors and launching the company into new geographical markets. Wouter [...]
Is every brand a bank these days?
As the entry barrier to the banking segment decreases, a growing cohort of companies branch out into banking-like services with the aim to extract additional revenue from their existing customer base. Fintech is here to stay Fintech, i.e. [...]
Global banking and fintech signals – October 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial services. Techcrunch: Uber Money is Uber’s new team focused [...]
How ING is innovating its way to the bank of the future
In cooperation with Holland Fintech, Accenture and others we recently released a report on the Dutch banking innovation ecosystem. Based on Ross Republic’s project work with several international banks, we provided an outsiders’ view on how Dutch banks [...]
Five priorities for executives for the era of open finance
A significant shift is on the horizon of the banking industry, and it is not borne out of technological or data-based advances; it is instead human and mindset-driven change for the world of ecosystems. The new era of [...]
Maso Arai joins RR as partner
Maso is a well rounded professional, with expertise in both financial services and engineering industries. He is an ideal addition to Ross Republic’s partner pool to boost both the level of the expertise we offer clients, as well [...]
Building the next generation of SME banking services
The SME banking segment is ripe for disruption. After a first wave of digital UX focused fintechs, there are now plenty of product and service innovation opportunities to create truly customer-centric SME banking propositions. [...]
An analysis of Europe’s key SME fintechs
A deep-dive analysis of European fintech players offering new digital business banking services for SMEs. Several well-funded fintech companies that exclusively focus on serving the freelance or SME market segment have been founded in [...]
The SME market opportunity for fintechs and banks
A snapshot of the financial services sector’s small business market opportunity in Europe. Business banking is the new fintech battlefield. Due to the large size and potential of the small and medium-sized enterprise (SME) [...]
New CEO for continuing growth
The year, which just ended, was probably as strange and astonishing to everyone. However, there is no new normal and the world remains exactly as it was before. A perpetual wonderful chaos of cause and effect, caring little [...]
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