Building futures for financial institutions
We are a strategy and innovation consultancy, creating sustainable business foundations for financial services companies.
Building futures for financial institutions
We are a strategy and innovation consultancy, creating sustainable business foundations for financial services companies.
Building futures for financial institutions
We are a strategy and innovation consultancy, creating sustainable business foundations for financial services companies.
INSIGHTS
The new era of banking
In the era of open finance, banks re-define the fundamental purpose of their business and fortify in-house value capture with new ecosystems.
Global banking and fintech signals – December 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial [...]
Global banking and fintech signals – November 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial [...]
Challenging giants
When CEO Wouter Verschuren took over the reins of Istec from his father Dé Verschuren, Wouter set his vision on growing the business by taking on the global competitors [...]
Global banking and fintech signals – December 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial [...]
Global banking and fintech signals – November 2019
Our monthly commentary and curation of market signals within the fintech and banking industry. We filter out the noise and present ideas that shape the next generation of financial [...]
THE FUTURE
The drivers of change
The single greatest change in the ecosystem is the decline of the interest based business model. However, the ecosystem is also affected by regulatory changes, increasingly blurred industry categories, growing customer expectations and the rise of the conscious consumer.
Any company with strong brand equity or distribution power can offer financial services.
Customers value convenience and transparency above all else.
Businesses are expected to take responsibility in society and the environment.
Any company with strong brand equity or distribution power can offer financial services.
Customers value convenience and transparency above all else.
Businesses are expected to take responsibility in society and the environment.
WORK
Selected cases
Our team has helped global top-tier banks to remain relevant and fintech challengers to develop markets.
WORK
Selected cases
Our team has helped global top-tier banks to remain relevant and fintech challengers to develop markets.
Growing with a new commercial mindset and strategy
The Nordic mid-sized bank, founded in early 2000, belongs to the first wave of challenger banks. The board has set new ambitious growth targets, and achieving them requires rethinking [...]
Expanding into new markets with a bundled offering
Holvi, a high-growth BBVA portfolio company, is a Pan-European B2B banking and SaaS service. BBVA strives to grow the business by entering new markets and inventing new cross-category offerings [...]
Improving bottom line with digital transformation
POP Alliance represents twenty-six independent cooperative POP Banks in Finland. The bank group is known for its customer-focus and excellent personal service. To ensure future competitiveness, they needed to [...]
Growing with a new commercial mindset and strategy
The Nordic mid-sized bank, founded in early 2000, belongs to the first wave of challenger banks. The board has set new ambitious growth targets, and achieving them requires rethinking [...]
Expanding into new markets with a bundled offering
Holvi, a high-growth BBVA portfolio company, is a Pan-European B2B banking and SaaS service. BBVA strives to grow the business by entering new markets and inventing new cross-category offerings [...]
THE TEAM
A unique mix of transformation expertise
Ross Republic offers ambitious change makers innovation and banking expertise to accelerate transformation. We are strategy and branding specialists in financial services, established bank executives and fintech change-makers.
Tintti Sarola
CO-FOUNDER
strategy lead
Terry Tyrrell
Advisor
Brand transformation lead
Adrian Klee
Partner
Digital banking
Veb Anand
Advisor
Brand transformation
Jussi Hyttinen
Co-founder
COO
Meaghan Johnson
Advisor
Banking and fintech research
Gerrit Glass
Advisor
Digital Banking
Elena Bourdou
Advisor
Financial services marketing
Mike Morlock
Advisor
Digital banking
Martti Granberg
Advisor
Strategic partnerships
Timo Haanpää
Advisor
New ventures
Henning Lueke
Advisor
Digital business
Brands our team members have worked with
Financial services
FinTech
Investment banking
Asset management
Financial services
FinTech
Investment banking
Asset management
CONTACT
Let’s talk!