INSIGHTS
The new era of banking
In the era of open finance, banks re-define the fundamental purpose of their business and fortify in-house value capture with new ecosystems.
Fortech and Ross Republic enable banks’ shift to digital
Fortech and Ross Republic kickstart a new cooperation to offer banks and fintechs the best of innovation and technology strategy and software development. Together, we help financial institutions to [...]
The ghost kitchens of finance
A snapshot on the emerging fields of embedded finance and Banking-as-a-Platform. The global surge in food delivery demand has triggered a clever business model innovation: [...]
Hubuc and Ross Republic boost embedded finance
Ross Republic becomes European go-to-market partner of Hubuc, a provider of next generation fintech infrastructure. Together, we enable brands to improve user experiences and tap into new revenue lines [...]
Fortech and Ross Republic enable banks’ shift to digital
Fortech and Ross Republic kickstart a new cooperation to offer banks and fintechs the best of innovation and technology strategy and software development. Together, we help financial institutions to [...]
The ghost kitchens of finance
A snapshot on the emerging fields of embedded finance and Banking-as-a-Platform. The global surge in food delivery demand has triggered a clever business model innovation: [...]
THE FUTURE
The drivers of change
The single greatest change in the ecosystem is the decline of the interest based business model. However, the ecosystem is also affected by regulatory changes, increasingly blurred industry categories, growing customer expectations and the rise of the conscious consumer.
Any company with strong brand equity or distribution power can offer financial services.
Customers value convenience and transparency above all else.
Businesses are expected to take responsibility in society and the environment.
Any company with strong brand equity or distribution power can offer financial services.
Customers value convenience and transparency above all else.
Businesses are expected to take responsibility in society and the environment.
WORK
Selected cases
Our team has helped global top-tier banks to remain relevant and fintech challengers to develop markets.
WORK
Selected cases
Our team has helped global top-tier banks to remain relevant and fintech challengers to develop markets.
Uncovering new market opportunities with Xolo
Xolo is an all-in-one SaaS platform for solopreneurs, bringing together banking, company formation and business admin. In order to boost the company’s international growth, we partnered up to uncover [...]
Growing with a new commercial mindset and strategy
The Nordic mid-sized bank, founded in early 2000, belongs to the first wave of challenger banks. The board has set new ambitious growth targets, and achieving them requires rethinking [...]
Expanding into new markets with a bundled offering
Holvi, a high-growth BBVA portfolio company, is a Pan-European B2B banking and SaaS service. BBVA strives to grow the business by entering new markets and inventing new cross-category offerings [...]
Uncovering new market opportunities with Xolo
Xolo is an all-in-one SaaS platform for solopreneurs, bringing together banking, company formation and business admin. In order to boost the company’s international growth, we partnered up to uncover [...]
Growing with a new commercial mindset and strategy
The Nordic mid-sized bank, founded in early 2000, belongs to the first wave of challenger banks. The board has set new ambitious growth targets, and achieving them requires rethinking [...]
THE TEAM
A unique mix of transformation expertise
Ross Republic offers ambitious change makers innovation and banking expertise to accelerate transformation. We are strategy and branding specialists in financial services, established bank executives and fintech change-makers.
Tintti Sarola
CO-FOUNDER
strategy lead
Adrian Klee
Partner
Digital banking
Jussi Hyttinen
Co-founder
COO
Mikko Riikkinen
Advisor
Fintech specialist
Meaghan Johnson
Advisor
Banking and fintech research
Mikko Rieger
Advisor
Payments
Johanna Andersén
Advisor
Open Banking
Gerrit Glass
Advisor
Digital Banking
Veb Anand
Advisor
Brand transformation
Elena Bourdou
Advisor
Financial services marketing
Mike Morlock
Advisor
Digital banking
Terry Tyrrell
Advisor
Brand transformation lead
Timo Haanpää
Advisor
New ventures
Martti Granberg
Advisor
Strategic partnerships
Brands our team members have worked with
Financial services
FinTech
Investment banking
Asset management
Financial services
FinTech
Investment banking
Asset management
Amsterdam | Berlin