INSIGHTS
The new era of banking
In the era of open finance, banks re-define the fundamental purpose of their business and fortify in-house value capture with new ecosystems.
The SME market opportunity for fintechs and banks
A snapshot of the financial services sector’s small business market opportunity in Europe. Business banking is the new fintech battlefield. Due to the large size [...]
Open banking in Asia
Thank you for joining the Ross Republic podcast. In our sixth episode, your host Adrian Klee is joined by Maso Arai. He is Ross Republic’s Advisor for ecosystem finance [...]
New CEO for continuing growth
The year, which just ended, was probably as strange and astonishing to everyone. However, there is no new normal and the world remains exactly as it was before. A [...]
The SME market opportunity for fintechs and banks
A snapshot of the financial services sector’s small business market opportunity in Europe. Business banking is the new fintech battlefield. Due to the large size [...]
Open banking in Asia
Thank you for joining the Ross Republic podcast. In our sixth episode, your host Adrian Klee is joined by Maso Arai. He is Ross Republic’s Advisor for ecosystem finance [...]
THE FUTURE
The drivers of change
The single greatest change in the ecosystem is the decline of the interest based business model. However, the ecosystem is also affected by regulatory changes, increasingly blurred industry categories, growing customer expectations and the rise of the conscious consumer.
Any company with strong brand equity or distribution power can offer financial services.
Customers value convenience and transparency above all else.
Businesses are expected to take responsibility in society and the environment.
Any company with strong brand equity or distribution power can offer financial services.
Customers value convenience and transparency above all else.
Businesses are expected to take responsibility in society and the environment.
WORK
Selected cases
Our team has helped global top-tier banks to remain relevant and fintech challengers to develop markets.
WORK
Selected cases
Our team has helped global top-tier banks to remain relevant and fintech challengers to develop markets.
Supporting a neobank’s German market entry
We supported an internationally successful neobank with research, product and marketing strategy work to ensure a successful German market entry. The client is a digital-first [...]
Uncovering new market opportunities with Xolo
Xolo is an all-in-one SaaS platform for solopreneurs, bringing together banking, company formation and business admin. In order to boost the company’s international growth, we partnered up to uncover [...]
Growing with a new commercial mindset and strategy
The Nordic mid-sized bank, founded in early 2000, belongs to the first wave of challenger banks. The board has set new ambitious growth targets, and achieving them requires rethinking [...]
Supporting a neobank’s German market entry
We supported an internationally successful neobank with research, product and marketing strategy work to ensure a successful German market entry. The client is a digital-first [...]
Uncovering new market opportunities with Xolo
Xolo is an all-in-one SaaS platform for solopreneurs, bringing together banking, company formation and business admin. In order to boost the company’s international growth, we partnered up to uncover [...]
THE TEAM
A unique mix of transformation expertise
Ross Republic offers ambitious change makers innovation and banking expertise to accelerate transformation. We are strategy and branding specialists in financial services, established bank executives and fintech change-makers.
Tintti Sarola
CO-FOUNDER
strategy lead
Adrian Klee
Partner
Digital banking
Jussi Hyttinen
Co-founder
CEO
Mikko Riikkinen
Advisor
Fintech specialist
Meaghan Johnson
Advisor
Banking and fintech research
Mikko Rieger
Advisor
Payments
Johanna Andersén
Advisor
Open Banking
Maso Arai
Advisor
Ecosystem finance, super apps
Tim Barson
Advisor
Growth strategies
Gerrit Glass
Advisor
Digital Banking
Mike Morlock
Advisor
Digital banking
Terry Tyrrell
Advisor
Brand transformation lead
Timo Haanpää
Advisor
New ventures
Brands our team members have worked with
Financial services
FinTech
Investment banking
Asset management
Financial services
FinTech
Investment banking
Asset management
Amsterdam | Berlin