We help create profitable futures
Ross Republic’s strategy consultants help businesses grow and develop, by helping them find new customer value streams, master ecosystems and create new value propositions.

We help create profitable futures
Ross Republic’s strategy consultants help businesses grow and develop, by helping them find new customer value streams, master ecosystems and create new value propositions.

We help create profitable futures
Ross Republic’s strategy consultants help businesses grow and develop, by helping them find new customer value streams, master ecosystems and create new value propositions.
INSIGHTS
The world hasn’t really changed
While recent changes in the business environment may seem seismic, a longer view shows that we live in a world of constant evolution. Societies are morphing and within them the business world is changing relentlessly. New ecosystems are emerging, adapting to multiple forces: new technologies bring new entrants, who in turn bring new business models and redefine the concept of partnership.
Our role is to provide insight into this evolving world and answers to the questions the changing environment poses; and then to take it further into practical, effective strategies to drive success within it.
INSIGHTS
The world hasn’t really changed
While recent changes in the business environment may seem seismic, a longer view shows that we live in a world of constant evolution. Societies are morphing and within them the business world is changing relentlessly. New ecosystems are emerging, adapting to multiple forces: new technologies bring new entrants, who in turn bring new business models and redefine the concept of partnership.
Our role is to provide insight into this evolving world and answers to the questions the changing environment poses; and then to take it further into practical, effective strategies to drive success within it.
INSIGHTS
The world hasn’t really changed
While recent changes in the business environment may seem seismic, a longer view shows that we live in a world of constant evolution. Societies are morphing and within them the business world is changing relentlessly. New ecosystems are emerging, adapting to multiple forces: new technologies bring new entrants, who in turn bring new business models and redefine the concept of partnership.
Our role is to provide insight into this evolving world and answers to the questions the changing environment poses; and then to take it further into practical, effective strategies to drive success within it.
LATEST ARTICLES, PODCASTS AND WHITE PAPERS
Building a financial super-app for small businesses
Thank you for joining the Ross Republic podcast. In our thirty-third episode, your host Adrian Klee is joined by Jon Fath from fintech startup Rauva to talk about the [...]
The future of embedded finance
Thank you for joining the Ross Republic podcast. In our thirty-second episode, your host Adrian Klee is joined by Christian Ritosek from Candis and David Frei from Swan to [...]
How to succeed in global expansion
Taking it global: expanding into new markets is often a key success factor to drive growth and secure market leadership. Together with Marqeta we recently evaluated how fintech companies [...]
Launching an API-first brokerage for developers
Thank you for joining the Ross Republic podcast. In our thirty first episode, your host Adrian Klee and guest Max Linden from lemon.markets discuss the future of brokerage services [...]
Exploring embedded lending success factors
A recent study conducted at the Chalmers University of Technology analysed the emerging field of embedded lending and derived five key success factors, which are briefly presented in this [...]
Balance sheet managers turn into platform orchestrators
To kick off 2022, we asked some of our core team members to share their opinions on the trends and developments that business leaders should have on their map [...]
LATEST ARTICLES, PODCASTS AND WHITE PAPERS
Building a financial super-app for small businesses
Thank you for joining the Ross Republic podcast. In our thirty-third episode, your host Adrian Klee is joined by Jon Fath from fintech startup Rauva to talk about the [...]
The future of embedded finance
Thank you for joining the Ross Republic podcast. In our thirty-second episode, your host Adrian Klee is joined by Christian Ritosek from Candis and David Frei from Swan to [...]
LATEST INSIGHTS
Building a financial super-app for small businesses
Thank you for joining the Ross Republic podcast. In our thirty-third episode, your host Adrian Klee is joined by Jon Fath from fintech startup Rauva to talk about the [...]
The future of embedded finance
Thank you for joining the Ross Republic podcast. In our thirty-second episode, your host Adrian Klee is joined by Christian Ritosek from Candis and David Frei from Swan to [...]
OUR SERVICES
Vision, focus and alignment
Ross Republic helps leaders to shape and crystallise their vision, sharpen their focus on a strategy that will achieve it and build a clear, executable roadmap which engages and aligns their organisations to a single guiding purpose.
OUR SERVICES
Vision, focus and alignment
Ross Republic helps leaders to shape and crystallise their vision, sharpen their focus on a strategy that will achieve it and build a clear, executable roadmap which engages and aligns their organisations to a single guiding purpose.
OUR SERVICES
Vision, focus and alignment
Ross Republic helps leaders to shape and crystallise their vision, sharpen their focus on a strategy that will achieve it and build a clear, executable roadmap which engages and aligns their organisations to a single guiding purpose.

Segmentation and purpose

Culture, skills and structures

Product and business model innovation

Ecosystem and technology

Branding and GTM
Industry focus
Financial services
Payments
Wealth management
SME banking
Open banking
Engineering
Digitalisation
Servitization
Commercialisation
Industry focus
Financial services
Payments
Wealth management
SME banking
Open banking
Engineering
Digitalisation
Servitization
Commercialisation
OUR WORK
People-focused and hands-on
Ross Republic is known by its clients for adapting quickly, intelligently and sensitively to new business environments of all kinds. Our way of working is agile and responsive. We recognise the value of people at all levels – so we’re comfortable from C-suite to distribution and always engage widely throughout the organisation to uncover opportunities and deliver results.
OUR WORK
People-focused and hands-on
Ross Republic is known by its clients for adapting quickly, intelligently and sensitively to new business environments of all kinds. Our way of working is agile and responsive. We recognise the value of people at all levels – so we’re comfortable from C-suite to distribution and always engage widely throughout the organisation to uncover opportunities and deliver results.
OUR WORK
People-focused and hands-on
Ross Republic is known by its clients for adapting quickly, intelligently and sensitively to new business environments of all kinds. Our way of working is agile and responsive. We recognise the value of people at all levels – so we’re comfortable from C-suite to distribution and always engage widely throughout the organisation to uncover opportunities and deliver results.
PEOPLE
From sector specialists to well rounded generalists
Every business and every project is different. Each requires a tailored approach for maximum benefit so we put together teams who bring the right experience and expertise to the task. Our specialists span a broad range of diverse disciplines, from industry-specific hard intelligence experts to ecosystem visionaries and team movers – all united by a shared commitment to deliver brilliance. We’re built on Nordic integrity, so we say what we do and do what we say: everyone performs.
PEOPLE
From sector specialists to well rounded generalists
Every business and every project is different. Each requires a tailored approach for maximum benefit so we put together teams who bring the right experience and expertise to the task. Our specialists span a broad range of diverse disciplines, from industry-specific hard intelligence experts to ecosystem visionaries and team movers – all united by a shared commitment to deliver brilliance. We’re built on Nordic integrity, so we say what we do and do what we say: everyone performs.
PEOPLE
From sector specialists to well rounded generalists
Every business and every project is different. Each requires a tailored approach for maximum benefit so we put together teams who bring the right experience and expertise to the task. Our specialists span a broad range of diverse disciplines, from industry-specific hard intelligence experts to ecosystem visionaries and team movers – all united by a shared commitment to deliver brilliance. We’re built on Nordic integrity, so we say what we do and do what we say: everyone performs.
Our clients
Our clients
Financial services

Engineering

Financial services

Engineering

Our partners
Our partners





Software engineering hub with strong financial services track record, e.g. AI-supported risk management, Open Banking APIs and digital loan applications.
Read more about our cooperation.
A new Banking-as-a-Service solution for non-financial companies that want to integrate financial services into their product offering.
Read more about our cooperation.
Kong enables leading banks and fintechs to connect APIs and microservices across hybrid, multi-cloud environments easier and faster than ever.
Read more about our cooperation
The world’s first open API platform for building, issuing and deploying innovative payment, finance and commerce solutions. Clients include Klarna, Doordash and Square.
A modular, API-first banking platform that is designed to offer next-generation banking experiences for banks and fintechs.
Read more about our cooperation.

The world’s first open API platform for building, issuing and deploying innovative payment, finance and commerce solutions. Clients include Klarna, Doordash and Square.

Software engineering hub with strong financial services track record, e.g. AI-supported risk management, Open Banking APIs and digital loan applications.
Read more about our cooperation.

A new Banking-as-a-Service solution for non-financial companies that want to integrate financial services into their product offering.
Read more about our cooperation.

Kong enables leading banks and fintechs to connect APIs and microservices across hybrid, multi-cloud environments easier and faster than ever.
Read more about our cooperation

A modular, API-first banking platform that is designed to offer next-generation banking experiences for banks and fintechs.
Read more about our cooperation.

The world’s first open API platform for building, issuing and deploying innovative payment, finance and commerce solutions. Clients include Klarna, Doordash and Square.

Software engineering hub with strong financial services track record, e.g. AI-supported risk management, Open Banking APIs and digital loan applications.
Read more about our cooperation.

A new Banking-as-a-Service solution for non-financial companies that want to integrate financial services into their product offering.
Read more about our cooperation.

Kong enables leading banks and fintechs to connect APIs and microservices across hybrid, multi-cloud environments easier and faster than ever.
Read more about our cooperation

A modular, API-first banking platform that is designed to offer next-generation banking experiences for banks and fintechs.
Read more about our cooperation.
Amsterdam | Berlin | London | Helsinki
Captain Ross
The early discoveries of Antarctic explorer Captain Sir James Clark Ross paved the way for other explorers, such as Amundsen and Shackleton, to venture further than anyone had ever gone.
The republic
The republic is a testament to the supreme power of people. After all, people develop the world and their actions ultimately shape the future. Their trust cannot be bought or forced, it can only be won.
Captain Ross
The early discoveries of Antarctic explorer Captain Sir James Clark Ross paved the way for other explorers, such as Amundsen and Shackleton, to venture further than anyone had ever gone.
The republic
The republic is a testament to the supreme power of people. After all, people develop the world and their actions ultimately shape the future. Their trust cannot be bought or forced, it can only be won.
Captain Ross
The early discoveries of Antarctic explorer Captain Sir James Clark Ross paved the way for other explorers, such as Amundsen and Shackleton, to venture further than anyone had ever gone.
The republic
The republic is a testament to the supreme power of people. After all, people develop the world and their actions ultimately shape the future. Their trust cannot be bought or forced, it can only be won.