The outbreak of the coronavirus pandemic is an unsettling human tragedy on global scale. Financial services institutions now have a direct imperative to prove their purpose as good corporate [...]
The forerunners in open banking showed that open banking has potential to improve customer experience, increase efficiencies and unlock new revenue once it is linked to business strategy and [...]
In the digital era, successful banks design their brand portfolios around meeting contextual customer needs. This is the second of two posts on building financial [...]
With the rise of fintech challengers and recent innovations in digital banking, banks now have the opportunity to truly differentiate their brand through digital products and services that directly [...]
The infrastructure of the financial services value chain is increasingly outsourced to specialised product factories. Prevailing cookie-cutter strategies and monolithic business models limit banks in [...]
Ecosystem orchestrators launch new propositions to expand into new segments, markets, or geographies. Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their [...]
Neobanks are built on latest technology stacks and focus relentlessly on solving specific customer needs. Prevailing cookie-cutter strategies and monolithic business models limit banks in [...]
Open banks branch out into adjacent sectors with the aim to acquire more users and to cross-sell financial products. Prevailing cookie-cutter strategies and monolithic business [...]
Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s why banks will embrace more diversified strategies that are tailored to meet the needs [...]
Fintech has become one of the most sought-after sectors for investors and venture capitalists. Fueled by cheap capital, most consumer-focused fintech startups prioritise expansion and user acquisition over profitability. [...]