Developing a winning brand portfolio in financial services
In the digital era, successful banks design their brand portfolios around meeting contextual customer needs. This is the second of two posts on building financial [...]
Brand is a key strategic asset in financial services
With the rise of fintech challengers and recent innovations in digital banking, banks now have the opportunity to truly differentiate their brand through digital products and services that directly [...]
Product factories provide the infrastructure for open finance
The infrastructure of the financial services value chain is increasingly outsourced to specialised product factories. Prevailing cookie-cutter strategies and monolithic business models limit banks in [...]
Banks diversify by becoming ecosystem orchestrators
Ecosystem orchestrators launch new propositions to expand into new segments, markets, or geographies. Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their [...]
Neobanks win by having a tailored product focus
Neobanks are built on latest technology stacks and focus relentlessly on solving specific customer needs. Prevailing cookie-cutter strategies and monolithic business models limit banks in [...]
Open banks go beyond banking
Open banks branch out into adjacent sectors with the aim to acquire more users and to cross-sell financial products. Prevailing cookie-cutter strategies and monolithic business [...]
How banks win in the digital era
Prevailing cookie-cutter strategies and monolithic business models limit banks in reaching their full potential. That’s why banks will embrace more diversified strategies that are tailored to meet the needs [...]
Are current fintech business models sustainable?
Fintech has become one of the most sought-after sectors for investors and venture capitalists. Fueled by cheap capital, most consumer-focused fintech startups prioritise expansion and user acquisition over profitability. [...]
Recapping fintech conference Finovate Europe 2020
Our key takeaways from one of Europes leading digital banking conferences, Finovate Europe 2020. Last week, on February 11-13, leading experts on fintech, banking and [...]
Global banking and fintech signals – January 2020
Goldman Sachs makes a big bet on digital services, Visa fortifies its network of networks strategy and BBVA sells chocolate on Amazon. Our monthly commentary [...]