As a part of our latest white paper release with Tuum, we have invited Simon Ousager, CEO of Januar, to discuss the main customer and market trends that currently impact the banking industry.

We have recently teamed up with Tuum to create a new white paper called “It’s time to build! Making the right technology choices to enable true business transformation in banking”. In the paper, we invite you to discover the most important market shifts happening in banking and fintech, the key technologies driving the industry forward, emerging business models as well as what to look out for when choosing a core banking solution.

You can check out the white paper directly via Tuum here.

It’s time to build! Webcast episode one feat. Januar

The “It’s Time to Build!’ webcast is a three-part series exploring some of the key findings in our white paper, featuring speakers from some of the most exciting and innovative players in the financial services industry. The first episode is all about the first part of the white paper: the main customer and market developments that currently impact the banking industry.

In the first episode, moderator Adrian Klee, Partner at Ross Republic, is joined by Ove Kreison, CTO and co-founder of Tuum, as well as Simon Ousager, CEO and founder of Januar. As highlighted by our white paper, changing customer expectations, increasing regulation, a low growth environment, new competitors and technology debt challenge traditional business and operating models. During the conversation, the participants evaluate the impact of these trends and how financial services institutions can leverage them to better position themselves for the future:


00:00: Intro – Adrian Klee, Partner, Ross Republic

01:10: Intro – Simon Ousager, CEO, Januar

03:30: Intro – Ove Kreison, CTO, Tuum

04:40: Changing Consumer Expectations in the Banking Industry

11:30: Effects of New Entrants to Banking Industry

14:50: Customer Experience in DeFi vs CeFi

16:05: How Will Banking Services be Delivered in the Future?

19:30: Effects of Open Banking (PSD2) on Banking Industry

21:40: Importance of Customer Data

26:00: How is the Banking Industry Adapting to Open Banking?

28:30: Banks’ Main Competitors in Digital Landscape

34:50: Addressing Banks’ Technology Debt

40:50: Building a Future-Proof Bank

About the author

Adrian Klee, partner at Ross Republic

Adrian Klee

Adrian is an expert in building digital business in the financial services sector. He has a background in Fintech and Consulting, and specialises in market research, digital service development and lean venture building.

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